The base is a dark blue DL card.
Then I added a piece of blue and cream shell-patterned paper from Joanna Sheen on to which I fixed a piece of parchment which had been run through the cuttlebug 'Swiss Dots' folder. The parchment was attached with small blue brads.
Ethel (from 'Murray & Ethel Set 2' by Creative Expressions) was stamped with @Stone Gray' Stazon onto white card and water coloured. I then fixed her on to the dotty parchment. The sentiment from the same set was stamped and embossed and fixed on to a piece of ribbon from my stash.
The whole thing was finished off with tiny seaside embellishments which actually came in a box from 'The Early Learning Centre'. I've found lots of things in there really useful for crafting including some fantastic gems!